ATM Cards
No matter where you go, you'll always have access to fast cash with your ATM Card. It's easy to use, and is accepted at ATM machines worldwide. Central State Bank is a member of the Privileged Status Program, which means you can use your card at any Privileged Status ATM with no transaction fee. 

Debit Cards
You deserve easy banking, and the debit card is just one more way to give it to you. Not only does it eliminate the hassle of check writing, it doubles as your ATM card, so you can receive cash at thousands of locations across the country. Your card is accepted anywhere the Master Card logo is displayed.Central State Bank is a member of the Privileged Status Program, which means you can use your card at any Privileged Status ATM with no transaction fee.

To report your debit card lost or stolen you can contact Shazam directly at 800-383-8000.

Telephone Banking
We offer the convenience of 24-hour banking from your touch-tone telephone through our Dial-A-Bank system. It is private, easy and convenient. All you need is your customer number and PIN Contact us today to sign up for this FREE service!

Dial-A-Bank Phone Numbers:
  • Toll Free - 866-340-3270
  • Local Calls - 563-245-3270

Internet Banking:
What could be more convenient than doing your banking over the internet?
All you need is a personal computer. All activity is personal, confidential and completely secure. Stop in today at your local branch to sign up for this FREE service.

Bill Pay
How do you pay your bills? Do you write checks, put them in envelopes, and search for stamps lost in your couch cushions? There's an easier way to pay your bills, and you can do it online. Not only does online bill pay save time, you won't have to run out to buy stamps. Bill pay is easy to use; you simply need to be an internet banking customer. Contact your local branch for more details or to sign up.

Credit Cards
Apply today!
  • Cash Rewards Visa Platinum Card
  • Visa Platinum & Visa Classic Card
  • Visa Business Card
  • College Visa Card

Traveler's Checks (Available in Elkader & Marquette)
When you are vacationing away from home this year, consider the consequences of carrying excess cash. Come by the bank before you leave and purchase safe and easy to use Traveler's Checks. Our checks can be bought for face value, there are NO fees involved. We sell...
  • American Express Traveler's Checks
  • American Express Traveler's Checks for Two

VISA Travel Cards
The smarter, more convenient way to access your travel money! You can use this card with any merchant that accepts Visa debit cards. You can even withdraw currency from ATMs worldwide when traveling. These cards are a great alternative to traveler's checks, and reloadable, with the security of PIN and signature protection.

VISA Gift Cards
Visa Gift Cards are a great way to acknowledge a special event. Whether it's for graduation, a wedding, or any other special event. They're as easy to use as any credit or debit card, and you can load them with the amount of your choice.

VISA Access Cards
You can use this card with any merchant that accepts Visa. This works just like a credit card, except the amount you spend is taken off your starting balance. This is an all-purpose reloadable card. You can have your direct deposit loaded directly onto the card or you can come into the bank and load your card. 

Cashier's Checks
Cashier's checks may be purchased at any one of our convenient locations, excluding our drive-up facilities.

Night Deposit
Need to make a deposit after hours? Use our convenient night deposit box. It's available 24 hours a day, 7 days a week. Your deposit will post the following business day. Night deposits are available at all of our eight locations.

Safe Deposit Box
What price would you put on security? How much would you pay for peace of mind? With a safe deposit box, you'll get complete safety for your valuables and important papers. You can rent a safe deposit box at Elkader, Coralville, Marquette, Volga and Walford.
FDIC does not insure safe deposit box contents.

Direct Deposit
How would you like to receive your paycheck, social security payment, or tax refund without having to go to the bank? Direct deposit is the fastest, most convenient way to receive payment, and it's available right here.

Wire Transfer
Send money to the grandkids on short notice. Receive money from home when you're far away. It's all possible with our wire transfer service. We offer wire transfer services for those times when you need to have money sent in a hurry. Contact our bookkeeping department at (563) 245-2619 for more details.

Foreign Currency
We can obtain currency from most foreign countries.
Contact us before you leave on that special trip!

Notary Services
We have employees available to notarize your signature on documents requiring a Notary Public. Call or stop in to see if an employee is available to help you.

Community Room - Elkader
Customers can reserve this handicapped accessible room for meetings or family gatherings. It has a beautiful view overlooking the Turkey River in downtown Elkader. Call (563) 245-2110 now to reserve your special date.


Internet Banking Login

Ag Loans
We can help cover equipment or improvements.
CDs and IRAs
Both are great ways to prepare yourself for your family's future.