FREE Checking
E-Checking
Personal Basic Checking
Cornerstone - NOW
Deposit to Open Account $100.00 $100.00 $300.00 $750.00
Minimum Balance No minimum balance requirements No minimum balance requirements
$300.00 $750.00
Service Charge N/A N/A $5.00* if balance falls below $300.00 $7.50* if balance falls below $750.00 or if avg balance of $1,500.00 not maintained then first 25 cks/debits free and $0.15* per item after
Earns Interest


Yes!
Transaction
Limits
N/A 5 free checks per month then $0.20* per check after that N/A N/A
Insufficient
Funds Transfer
N/A $5.00* per transfer $5.00* per transfer
$5.00* per transfer
eStatements Available - Free Required - Free
(paper statements available for $3.00* per statement)
Available - Free Available - Free
Bill Pay $5.25* a month + 1st 6 months free Free (Inactivity Fee applies) $5.25* a month + 1st 6 months free Free (Inactivity Fee applies)
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*Fees subject to Iowa Sales Tax