Services

Competitive Rates:
Check out our competitive rates on our checking, savings, CDs, and loans by calling your Central State Bank branch for more information.

ATM and Debit Card Service:
We offer 24 hour ATM service at our Elkader and Marquette offices. Central State Bank is a member of the Privileged Status program, which means you can use your card at any Privileged Status ATM with no transaction fee. No annual fee for students.

Telephone Banking:
We offer the convenience of 24 hour banking from your touchtone telephone through our Dial-A-Bank system. It is private, easy and convenient. All you need is your customer number and P.I.N. Contact us today to sign up for this FREE service!

Internet Banking:
What could be more convenient than doing your banking over the Internet? All you need is a Personal Computer. All activity is personal, confidential and completely secure. Stop in today to sign up for this FREE service.

Credit Cards:

Cash Rewards Visa Platinum Card
Visa Platinum & Visa Classic Card
Travel Rewards Visa Platinum Card
Visa Business Card
College Visa Card
Young Adult Visa Card
Apply today!

Travelers Cheques:
Our travelers cheques can be bought for face value, there are NO fees involved. We sell..

American Express Travelers Cheques
American Express Travelers Cheques for Two

Visa Travel Cards:
The smarter, more convenient way to access your travel money! You can use this card with any merchant that accepts Visa debit cards. You can even withdraw currency from ATMs worldwide when traveling.
These cards are:

A great alternative to travelers cheques.
Reloadable, with the security of PIN and signature protection.
Access to your money quickly and securely.

Visa Gift Cards:
Visa Gift Cards are a great idea for the hard-to-shop-for person. You can use this card at any location where Visa Cards are accepted. This works just like a credit card, only the amount you spend is taken off of the starting balance.
Use these cards for:

Birthday Gifts
Bridal Showers
Wedding Presents
Anniversary Gifts
Christmas Presents
Etc.

Cashier's Checks:
Cashier's Checks may be purchased at any one of our convenient locations excluding our drive-up facilities.

Safe Deposit Boxes*:
Keep your important papers and other valuables safe by renting a safe deposit box at one of our convenient locations. Stop in today at our Elkader, Marquette, or Volga office.
*FDIC does not insure safe deposit contents.

Notary Services:
We have employees available to notarize your signature on documents requiring a Notary Public.

Savings Bonds:
U.S. Savings Bonds make a great gift for any occasion. We sell both EE Bonds and I Bonds. These can be purchased at any one of our convenient locations (excluding our drive-up facilities).

Direct Deposit:
Direct Deposit is a safe and efficient way to have your U.S. Government, Social Security, retirement funds, or payroll deposited directly to the account of your choice.

Wire Transfer:
We offer wire transfer services for those times that you need to have money sent in a hurry. Contact our bookkeeping department for more details.

Foreign Currency:
We may be able to obtain or exchange currency from most foreign countries, so contact us before you leave on that special trip!

Travel Group:
Every year we offer many exciting one day adventures as well as a large trip (typically a week to ten days) to somewhere far away and exciting.
Everyone is welcome! Call 563-245-2110 and ask Lori or Melissa to find out what exciting trips we have planned!

Community Room:
Customers can reserve this handicapped accessible room for meetings or their family gatherings. It has a beautiful view overlooking the Turkey River in downtown Elkader. Call 563-245-2110 now to reserve your special date.