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Privacy Statement
Protecting your privacy is
important to Central State Bank and our employees. We want you to
understand what information we collect and how we use it. In order to
provide our customers with a broad range of financial products and
services as effectively and conveniently as possible, we use
technology to manage and maintain customer information.
What
Information We Collect
We may collect “nonpublic
personal information” about you from the following sources:
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Information we receive from you on applications
or other loan and account forms:
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Information about your transactions with us or
others; and
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Information we receive from third parties such as
credit bureaus.
“Nonpublic personal information” is
non-public information about you that we obtain in connection with
providing a financial product or service to you. For example,
nonpublic personal information includes information regarding your
account balance, payment history, and overdraft history.
What Information We Disclose
We are permitted by law to disclose nonpublic personal information about
you to other third parties in certain circumstances. For example, we
may disclose nonpublic personal information about you to third parties
to assist us in servicing your loan or account with us, to government
entities in response to subpoenas and to credit bureaus. We do not
disclose any nonpublic information about you to anyone, except as
permitted by law or unless you have authorized us to do so with a
signed or oral authorization. If you decide to close your account(s)
or become an inactive customer, we will continue to adhere to the
privacy policies and practices described in this notice. We may
disclose all the information we collect as described above to
companies that perform marketing services on our behalf or to other
financial institutions with whom we have joint marketing
agreements.
Our Security
Procedures
We
also take steps to safeguard customer information. We restrict access
to your personal and account information to those employees who need
to know that information to provide products or services to you.
Employees who violate these standards will be subject to disciplinary
measures. We maintain physical, electronic, and procedural safeguards
that comply with federal standards to guard your nonpublic personal
information.
This is our privacy policy notice for
all our consumer customers who have a continuing relationship with us,
such as a deposit or loan account.
For more information or
questions regarding this policy, contact the bank at:
Central State Bank
102 N Main
Elkader, Iowa 52043
(563) 245-2110 |
